UPDATES!!!

So here is the Updated from 12/9/08 Ugly Truth:
Car- $16,800 ish Now 14,000
Student Loans- $7,500 still $7180 I have been more focused on my CC's w/ the insane interest!

Credit Cards
Younkers 358.00-DONE
Same As Cash Plan 800.00 due by June 9th, 2009 (This is my focus)-DONE
Overstock (Chase) 1,058.00- DONE
Amazon(Chase) 679.00-DONE
Best Buy(Mastercard) 241.00-DONE

HSBC NOW 1,118$
Capital1 NOW 448$
Best Buy(Store Card) 2,225.00- NOW 1412$

Total 5,953.00- Now 2,978$


OLD Monthly Expenses include the Following:
Rent 463$ (Includes Cable)
Car 380$ (YES this is a huge burden but a necessary evil)
Food 80$ (I go home frequently to my parents and they give me groceries)
Gas 100$ (Lately with the low prices before it was around 150$)
Student Loan 100$
Car Insurance 86$
Electric 20$ (split with roommate)
Internet 18$ (split with roommate)
Verizon 60$ (family plan trying to get on my own plan soon)
Charity 30$ (ON my way up from 10$ a month :)

1,337$
CCards 300$ month
Total 1,637$ month


UPDATED Monthly Expenses include the Following:

Rent 458$ (Includes Cable)
Car 380$ (YES this is a huge burden but a necessary evil)
Food 100$ (I go home frequently to my parents and they give me groceries)
Gas 100$ (Lately with the low prices before it was around 150$)
Student Loan 25$ (The loans are in deferment I'm taking classes)
Car Insurance 82$ (For a few dollars more a month i now have a cheaper DEDUCTIBLE)
Electric 20$ (split with roommate)
Internet 10$ (split with roommate)
Verizon 60$ (my own Plan)
Charity 60$ (ON my way up from 10$ a month :)

1295$
CCards 400$ month
Total 1695$ month



My NEW Plan is:
OVERSTOCK OUT!
Best Buy Card
Then Cap1
Take out the HSBC card it has the LOWEST Interest currently!
By JUNE 2010
Then Finish My Car:)