Monday, August 31, 2009


Lunch w/ tip-11$
Shopping- 66.38- I did get some GREAT deals :)

Dinner- 3.46

Sunday- 34.94
Gas- 32.82
2 McD's Iced Teas-2.12

Friday, August 28, 2009

a PLANNED night out

So I went out last night and did a pretty decent job especially because the night was planned and I set aside 30$ in my budget at the beginning of the month and only spent 23$ YAY ME :-D

Total Spending- 23$
Drinks and Dinner 23$

Thursday, August 27, 2009

Spending 8/26

Wed. Aug 26th- 3.01
Gas Station-3.38
Lunch Brought Back Bottles- +.37

I got paid for buying my lunch...hehe

Wednesday, August 26, 2009

Spending 8/25

August 25th- 3.28$
Rite Aid-Personal Items- 3.28$

This so could have been another no spend day!!! :/

Tuesday, August 25, 2009

Monday 8/24

Spending 8/24- 6.37
Subway- 6.37

That's all...i didn't bring a lunch and I love subway scrabble hehehe ;)

AlSO i HAVE jumped on the

No-Spend Days Challenge!

I'm hoping for 10 no spend days for the month of SEPTEMBER!!!

Monday, August 24, 2009

Friday-Sunday Spending

Friday- 51.75$
Movies and Dinner-14.00
Slushie at the Movies- 4.75 (i know :/ but they are so YUMMY!)
Gas- 33$

Sunday- 0$

2 no spend days!!!! YAY =)

Friday, August 21, 2009

Thursday 8/20

8/20 spending: 28.33 total
rite aid- 2.48
groceries 25.85

i ran out of lunch foods and milk and bread and toilet paper ...had no choice ;)

Thursday, August 20, 2009

Flash Back to Post Number 1

Okay so I stumbled upon my premiere post Dec.9th, 2008 and have decided to update it a bit. Sorry if this is confusing!

So here is the Updated Ugly Truth:
Car- $16,800 ish Now 14,500
Student Loans- $7,500 Now $7188 I have been more focused on my CC's w/ the insane interest!

Credit Cards
Best Buy(Store Card) 2,225.00- Now 1444$
Same As Cash Plan 800.00 due by June 9th, 2009 (This is my focus)-DONE
Overstock (Chase) 1,058.00- Now 940$
Amazon(Chase) 679.00-DONE
HSBC still 918.00
Younkers 358.00-DONE
Best Buy(Mastercard) 241.00-DONE
Capital1 474.00- Now 378$
Total 5,953.00- Now 3,680$

OLD Monthly Expenses include the Following:
Rent 463$ (Includes Cable)
Car 380$ (YES this is a huge burden but a necessary evil)
Food 80$ (I go home frequently to my parents and they give me groceries)
Gas 100$ (Lately with the low prices before it was around 150$)
Student Loan 100$
Car Insurance 86$
Electric 20$ (split with roommate)
Internet 18$ (split with roommate)
Verizon 60$ (family plan trying to get on my own plan soon)
Charity 30$ (ON my way up from 10$ a month :)

CCards 300$ month
Total 1,637$ month

UPDATED Monthly Expenses include the Following:

Rent 458$ (Includes Cable)
Car 380$ (YES this is a huge burden but a necessary evil)
Food 100$ (I go home frequently to my parents and they give me groceries)
Gas 100$ (Lately with the low prices before it was around 150$)
Student Loan 25$ (The loans are in deferment I'm taking classes)
Car Insurance 90$ (For a few dollars more a month i now have a cheaper DEDUCTIBLE)
Electric 20$ (split with roommate)
Internet 18$ (split with roommate)
Verizon 60$ (my own Plan)
Charity 50$ (ON my way up from 10$ a month :)

CCards 400$ month
Total 1701$ month

My OLD Plan is:
Same as Cash Plan
Pay off- Younkers and Best Buy Mastercard with Tax Refund
Take out the HSBC card it has the highest Interest
Then the Chase's
Then Cap1
Then Finish My Car:)

My NEW Plan is:
Best Buy Card
Then Cap1
Take out the HSBC card it has the LOWEST Interest currently!
By JUNE 2010

Then Finish My Car:)

Wed Spending

8/19 Spending-2.48
Rite Aid-2.48$
wow another ALMOST.....these must be what kill my budget!

Wednesday, August 19, 2009

8/18 spending

August 18th Spending- 5.30$
Subway 5.30$

I get paid tomorrow so another round of payments go out.

Tuesday, August 18, 2009

Monday 8/17

8/17 Spending- 1.06
McD's Iced Tea-1.06

dang almost a NO SPEND DAY!

Monday, August 17, 2009

Friday- Sunday SPENDING

Qdoba- 8.87
American Eagle- 73.62 (outfit for Family Reunion we had our Family Picture taken)
Wetseal- 13.25(part of the outfit)
Mcd's Iced Tea- 1.06
Baby Gift- 15.24 (Friend just had a baby last week)

Saturday- 0$
Zumba Workout =)

Sunday- 0$
Family Reunion

Friday, August 14, 2009


The groundbreaking news is in........

YAY! I am very excited to retire yet another card from my very annoying collection.

So on to the next largest interest rate the Overstock MasterCard is on its way out!

Thursday Spending: 0$
Yep what a great week this ended up being...hopefully this weekend is filled with little to no spending as well. Here's hoping.

Thursday, August 13, 2009

8/12 spending

Wed 8/12 Spending-5.82$

Yea...should have stuck w/ pb sandwich I brought...but it just didn't sound as good when it got to be lunch time...not a good excuse but it is the TRUTH.

BTW....Ground Breaking news tomorrow a.m. Can't wait ;)
any guesses???

Tuesday, August 11, 2009

Tuesday Spending

Tuesday 8/11- 35.63
Gas- 32.76 (2.65 a gallon)
Rite Aid- 2.87 ( a little snack)

thats all!

Monday Spending

Monday 8/10-32.31
Ice Cream from Coldstone-4.32 (p.s. it was very HOTT yesterday ;)
Birthday Gift-27.99

Again the Gift was planned....the ice cream was AMAZING...just saying.

Also a nice chunk of change to AMZN-$45.00-$115.00 LEFT to go

Monday, August 10, 2009

Weekend Spending

Friday8/7- 9.22
Potluck for work- 9.22

Saturday8/8- 45.06
Coffee and Muffin- 4.56
HairDone- 36.50 (hair color and blowdry style and nails painted)

Sunday8/9- 57.26

Okay so thats alot of money!! Although 90% of it was planned

Also 20$ payment to AMAZON= 160$ LEFT to go =)

Friday, August 7, 2009

Thursday Spending

Thursday- Aug.6th- 1.06$
Mcd's Coffee- 1.06$

pretty good...almost a no spend day!

Thursday, August 6, 2009

Spending and Pymnt to Amazon

Payment to Amazon 15$- 180$ left to go

Wednesday- August 6th, 2009- 12.37$ total
Car Wash 6.00$
Subway 6.37$

Today will not be a no spend day either :/ I already bought a coffee at Mcd's. Although I did bring a lunch so I should be good for the rest of the work day at least.

Wednesday, August 5, 2009

Spending Reports

Thanks to Serendipity and her spending reports I'm going to start my own ;) I really want to start having some no spend days and this may be the motivation that I need.

Monday- August 5th- 1.48
can soda- .60
candybar- .88

Tuesday- August 4th- 4.92
Usps-4.92 (Sold a Book on