Wednesday, May 27, 2009

Amazon DEBT!

So I've kinda fell off the wagon this weekend I spent a lot of money on clothes and eating out that could just as well went to my stupid cards!! :'( O-well what can I do its spent and done with!

My amazon card got hit with 12.32$ finance charges so my total is now

611.32$ total
9$ payment coming out tomorrow
602.32$ left on the card

Friday, May 22, 2009

New Payments

Amazon M.Card
12.31 payment- 609.82
10.82 payment- 599.00

599.00 to go =)

Tuesday, May 12, 2009

Thursday, May 7, 2009

Switching Gears

Okay so a few weeks ago I asked HSBC for a lower interest rate and guess what I got it they cut my APR in HALF!!!! So I'm leaving that cc alone (except for the minimum payments) and ATTACKING my next largest Mastercard which total is also the second smallest to flow with the SNOWBALLING Credit Card idea. (I tried getting a lower apr on all of the other cards but no dice:/)


Next Payment- Min. = 19$ - May 15th
Extra Pymnt- 75$ May 20th

This maybe all I can contribute this month I hit a snag last month and acquired 136$ of overdrafts :'( I know I GOT super discouraged and screamed and threw a very big fit and then I looked at how far I have come and how I can learn from this and I shook it off and used some savings to cover the snag.... a year ago I would have had to call my mom and have her bail me out but I happened to be able to bail myself out and that was a HUGE FEAT! (for me)