guess what I'M A Mysurvey Affiliate :) yay

so sign up NOW :)

20$ to hsbc :)

3/23= 10$

3/25= 10$

Total 480$ to go :) I'm planning on paying the rest by next month and whatever is left over I will use my emergency fund to cover and then pay my emergency fund back with my check the following week. So then there will be no more fee's to pay on Credit Cards EVER again :)

What do you all think?? Good idea...figuring I do not run into any obstacles in the next few weeks this should work.

GREAT news!!!

So I got a rather large check in the mail yesterday from something I completely forgot about until now!!! :)

So CELEBRATE Time!!!!!!
2 pymnts on their way to HSBC

790$ -10$ pymnt1
780$ -280$ EXTRA surprise money


500$ left.....................EEEK! I'm almost Credit Card Debt FREE.

{picture credit http://mysuperchargedlife.com/blog/}

Up and coming

So here is the Updated from 12/9/08 Ugly Truth:
Car-13,000
Student Loans- 7,000

Credit Cards
HSBC- 780


UPDATED Monthly Expenses include the Following:

Rent 458$ (Includes Cable)
Car 285$ (refinanced for lower apr lower payment still making 380$ when i can)
Food 130$
Gas 130$
Student Loan 25$
Car Insurance 83$
Electric 20$ (split with roommate)
Internet 10$ (split with roommate)
Verizon 60$ (my own Plan)
Charity 60$ (ON my way up from 10$ a month :)


1261$
CCards 400$ month
Total 1661$ month



My NEW Plan is:
Take out the HSBC card
By May 2010
Then Finish My Car:)
Student Loans

Hsbc...going...going...fees

Okay Fee time for the ONE card I have left to pay :)
14.14$ was the fee total and 23$ was my min payment

3/17: 23.14$ = 790$
3/19: 10$ = 780$

I'm going to try and pay 100$ a week and see If I can pay this off!!

I got the Job

So the interview went great the pay is very similar to what I'm getting now the benefits are better I will get vision insurance :D and last but not least I'll be in the location I want to be in. The problem they want me to start in April. I'm taking a class that last until May and they are currently trying to figure out what my options are.

So I'll keep you posted.

10$ payment to Hsbc= 820$ left on the card.

CC Debt = 3 digits

I am officially in the 830$ left standing on my Hsbc Credit card

....and may possibly be moving shortly. I have a 2nd interview on Thursday morning it would not be an expensive move but I have a few things that I would need to deal with that being my lease is not up until July and I am taking a class that doesn't end until May. Anyway I would like this credit card to be completely gone before I make any drastic decisions..but sometimes you just have to go with the flow...right?