28th,29th,30th

Friday-79.50
Lunch w/ tip-11$
Dinner-2.12$
Shopping- 66.38- I did get some GREAT deals :)

Saturday-4.66
Coffee-1.20
Dinner- 3.46

Sunday- 34.94
Gas- 32.82
2 McD's Iced Teas-2.12

a PLANNED night out

So I went out last night and did a pretty decent job especially because the night was planned and I set aside 30$ in my budget at the beginning of the month and only spent 23$ YAY ME :-D

Total Spending- 23$
Drinks and Dinner 23$

Spending 8/26

Wed. Aug 26th- 3.01
Gas Station-3.38
Lunch Brought Back Bottles- +.37

I got paid for buying my lunch...hehe

Spending 8/25

August 25th- 3.28$
Rite Aid-Personal Items- 3.28$

This so could have been another no spend day!!! :/

Monday 8/24

Spending 8/24- 6.37
Subway- 6.37

That's all...i didn't bring a lunch and I love subway scrabble hehehe ;)

AlSO i HAVE jumped on the

No-Spend Days Challenge!

I'm hoping for 10 no spend days for the month of SEPTEMBER!!!

Friday-Sunday Spending

Friday- 51.75$
Movies and Dinner-14.00
Slushie at the Movies- 4.75 (i know :/ but they are so YUMMY!)
Gas- 33$

Saturday-0$
Sunday- 0$

2 no spend days!!!! YAY =)

Thursday 8/20

8/20 spending: 28.33 total
rite aid- 2.48
groceries 25.85

i ran out of lunch foods and milk and bread and toilet paper ...had no choice ;)

Flash Back to Post Number 1

Okay so I stumbled upon my premiere post Dec.9th, 2008 and have decided to update it a bit. Sorry if this is confusing!

So here is the Updated Ugly Truth:
Car- $16,800 ish Now 14,500
Student Loans- $7,500 Now $7188 I have been more focused on my CC's w/ the insane interest!

Credit Cards
Best Buy(Store Card) 2,225.00- Now 1444$
Same As Cash Plan 800.00 due by June 9th, 2009 (This is my focus)-DONE
Overstock (Chase) 1,058.00- Now 940$
Amazon(Chase) 679.00-DONE
HSBC still 918.00
Younkers 358.00-DONE
Best Buy(Mastercard) 241.00-DONE
Capital1 474.00- Now 378$
Total 5,953.00- Now 3,680$


OLD Monthly Expenses include the Following:
Rent 463$ (Includes Cable)
Car 380$ (YES this is a huge burden but a necessary evil)
Food 80$ (I go home frequently to my parents and they give me groceries)
Gas 100$ (Lately with the low prices before it was around 150$)
Student Loan 100$
Car Insurance 86$
Electric 20$ (split with roommate)
Internet 18$ (split with roommate)
Verizon 60$ (family plan trying to get on my own plan soon)
Charity 30$ (ON my way up from 10$ a month :)

1,337$
CCards 300$ month
Total 1,637$ month


UPDATED Monthly Expenses include the Following:

Rent 458$ (Includes Cable)
Car 380$ (YES this is a huge burden but a necessary evil)
Food 100$ (I go home frequently to my parents and they give me groceries)
Gas 100$ (Lately with the low prices before it was around 150$)
Student Loan 25$ (The loans are in deferment I'm taking classes)
Car Insurance 90$ (For a few dollars more a month i now have a cheaper DEDUCTIBLE)
Electric 20$ (split with roommate)
Internet 18$ (split with roommate)
Verizon 60$ (my own Plan)
Charity 50$ (ON my way up from 10$ a month :)

1,301$
CCards 400$ month
Total 1701$ month

My OLD Plan is:
Same as Cash Plan
Pay off- Younkers and Best Buy Mastercard with Tax Refund
Take out the HSBC card it has the highest Interest
Then the Chase's
Then Cap1
Then Finish My Car:)

My NEW Plan is:
OVERSTOCK OUT!
Best Buy Card
Then Cap1
Take out the HSBC card it has the LOWEST Interest currently!
By JUNE 2010
Then Finish My Car:)

Wed Spending

8/19 Spending-2.48
Rite Aid-2.48$
wow another ALMOST.....these must be what kill my budget!

8/18 spending

August 18th Spending- 5.30$
Subway 5.30$

I get paid tomorrow so another round of payments go out.

Monday 8/17

8/17 Spending- 1.06
McD's Iced Tea-1.06


dang almost a NO SPEND DAY!

Friday- Sunday SPENDING

Friday-112.04
Qdoba- 8.87
American Eagle- 73.62 (outfit for Family Reunion we had our Family Picture taken)
Wetseal- 13.25(part of the outfit)
Mcd's Iced Tea- 1.06
Baby Gift- 15.24 (Friend just had a baby last week)

Saturday- 0$
Zumba Workout =)

Sunday- 0$
Family Reunion

DrumROLL PLEASE...

The groundbreaking news is in........

AMAZON IS PAID IN FULL!!!!!!!! =)
YAY! I am very excited to retire yet another card from my very annoying collection.

So on to the next largest interest rate the Overstock MasterCard is on its way out!


Thursday Spending: 0$
Yep what a great week this ended up being...hopefully this weekend is filled with little to no spending as well. Here's hoping.

8/12 spending

Wed 8/12 Spending-5.82$
Subway-5.82$

Yea...should have stuck w/ pb sandwich I brought...but it just didn't sound as good when it got to be lunch time...not a good excuse but it is the TRUTH.

BTW....Ground Breaking news tomorrow a.m. Can't wait ;)
any guesses???

Tuesday Spending

Tuesday 8/11- 35.63
Gas- 32.76 (2.65 a gallon)
Rite Aid- 2.87 ( a little snack)

thats all!

Monday Spending

Monday 8/10-32.31
Ice Cream from Coldstone-4.32 (p.s. it was very HOTT yesterday ;)
Birthday Gift-27.99

Again the Gift was planned....the ice cream was AMAZING...just saying.

Also a nice chunk of change to AMZN-$45.00-$115.00 LEFT to go

Weekend Spending

Friday8/7- 9.22
Potluck for work- 9.22

Saturday8/8- 45.06
Coffee and Muffin- 4.56
HairDone- 36.50 (hair color and blowdry style and nails painted)
Drinks-4.00

Sunday8/9- 57.26
Groceries-57.26

Okay so thats alot of money!! Although 90% of it was planned

Also 20$ payment to AMAZON= 160$ LEFT to go =)

Thursday Spending

Thursday- Aug.6th- 1.06$
Mcd's Coffee- 1.06$

pretty good...almost a no spend day!

Spending and Pymnt to Amazon

Payment to Amazon 15$- 180$ left to go

Wednesday- August 6th, 2009- 12.37$ total
Car Wash 6.00$
Subway 6.37$

Today will not be a no spend day either :/ I already bought a coffee at Mcd's. Although I did bring a lunch so I should be good for the rest of the work day at least.

Spending Reports

Thanks to Serendipity and her spending reports I'm going to start my own ;) I really want to start having some no spend days and this may be the motivation that I need.

Monday- August 5th- 1.48
can soda- .60
candybar- .88

Tuesday- August 4th- 4.92
Usps-4.92 (Sold a Book on Amazon.com)