Amazon DEBT!

So I've kinda fell off the wagon this weekend I spent a lot of money on clothes and eating out that could just as well went to my stupid cards!! :'( O-well what can I do its spent and done with!

My amazon card got hit with 12.32$ finance charges so my total is now

611.32$ total
9$ payment coming out tomorrow
602.32$ left on the card

New Payments

Amazon M.Card
12.31 payment- 609.82
10.82 payment- 599.00

599.00 to go =)

little BABY STEPS....

Switching Gears

Okay so a few weeks ago I asked HSBC for a lower interest rate and guess what I got it they cut my APR in HALF!!!! So I'm leaving that cc alone (except for the minimum payments) and ATTACKING my next largest APR-Amazon.com Mastercard which total is also the second smallest to flow with the SNOWBALLING Credit Card idea. (I tried getting a lower apr on all of the other cards but no dice:/)

TOTAL AMZN = 641$

Next Payment- Min. = 19$ - May 15th
Extra Pymnt- 75$ May 20th

This maybe all I can contribute this month I hit a snag last month and acquired 136$ of overdrafts :'( I know I GOT super discouraged and screamed and threw a very big fit and then I looked at how far I have come and how I can learn from this and I shook it off and used some savings to cover the snag.... a year ago I would have had to call my mom and have her bail me out but I happened to be able to bail myself out and that was a HUGE FEAT! (for me)